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Save up money! The more IVs you buy, the bigger barns you'll be able to get. As much as you can, focus on building your show herd, because they'll help you get a steady income, but early on you can also do things like make pointed creates and sell them for money, or make a batch of mares, breed them in pasture, and then auction mares and foals together. That'll help you get enough to buy your first couple of show barns, and it'll go up from there. Save carefully and you'll have it before you know it!

Yep! Though if you need to get one or two small barns at first it's not too bad, but definitely go for the biggest ones you can manage.

Oh! So as long as you hold less than 20,000 points total, every horse you make comes out with some points (randomly generated number less than 1000, with a bias into the 100-300 range). Once you break past that cap, they no longer do. That means bigger barns will pay a nice little sum for pointed yearlings, especially those with 250-300+ points, because it's more points on a single horse which means more total points (and thus more income) in less stall space compared to non-pointed foundations, and it's something only tiny barns can make.

Big barns have money, small barns make pointed horses, the market makes itself. It's a pretty good money maker for small barns. You can either stick them up on public sales or in chats (there's even a pointed creates chat just for that), and usually use the "total lifetime payout" number as a good price, so stay just under that. If it says total payout is 16k, then put the foal up for 15k, etc. and people will snatch them up pretty quick. All the ones under 150 or so points you can just auction to get their create price back. It's a pretty solid way to make multiple IVs a day in profit. (And you can also save any special 700-800+ foals for yourself and your own bonus! Or sell them off for a pretty penny.)

Reading it over again, what do the points actually do? It sounds like they bring in more money but how?

Yep! Pretty much every time the horse is entered in a show you have a chance to get points, and total points translate directly into daily hbs. It's a rate slightly higher than 10%, so if you have a total of 20k points you'll be making just over 2k daily bonus.

@ConfluenceFarms, Ammit did change it so bonuses aren't lost until monthly rollover now!