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Something useful first. Have you checked your method of payment on the loan? If there is a pay according to your income option, then see if you can be switched to that? Also have you ever asked for forbearance on your student loans? This is option number two after checking for changing your payment style because you can usually only use forbearance once. Call them and see if any of their policies have changed in light of what's going on. Most federal loans have the option of 1 year forebearance for financial hardship. There may be language in private loan contracts regarding that too. Interest will accrue but you won't have to pay unless you can or until the forebearance runs out. When I graduated in 2010 I had to use forbearance on my federal loans to get through the first year because I didn't make enough to pay living expenses and loan payments but didn't qualify for income based payments. It's a stopgap measure but it helped.



Okay now funny. When I was 13 my family and I had this wild idea that it would be great for a moody, introverted extrovert of a teenager (that ONLY makes sense in a teenager... ;) ) who hated journaling to go on a 3 week trip to the United Kingdom and Ireland with about 20 other teenagers from across the US ;) . She loved photography and took a lot of pictures with her battery chugging Kodak based Pentax point and shoot she thought she'd never get rid of until the light sensor finally died. The whole trip took about 25 rolls half of which were naturally poorly centered or dark or out of focus.
:)) She got into trouble with the credit card her parents gave her for souvenior money (she's still slowly paying them back for that one ;) ) . The coach rides were abyssmally boring!! ~X( And sometimes it took all day just to get to the next location, 6-8 hour drives! But the lands they got to hike in when the adults were sensible enough to let the kids off the bus were absolutely amazing! Malvern and Stratford upon Avon and Swansea and Cardiff. The Swansea open air market was tops for food. :) Welsh cakes and the inventors of meat pies!
Things got really interesting between Ireland and Scotland though because they all got a round of bad chicken nuggets at one of the tours in Kilfane. Not going into details there but the people they were staying with were very kind and gracious. Their coach driver was a very kind and gracious man as well but he never let a mistake go without a fair jab. ;) They got into Edinburgh in time for a show and she had the best time dancing in her new wool skirt and watching the sword dance and listening to the singing! Scottish dancing is more fun than Irish :P. Well the driver was picking them up to go to the hotel and one of the guys had not been able to "wait" and was in the coach loo while everyone was getting situated. He pushed the wrong button. The one that emptied said loo onto the parking lot instead of flushing the toilet. They all realized his mistake at once! :-)) Well the "gracious" driver kindly explained his mistake and pulled out the most ridiculous looking clown wig we'd ever seen! =)) The young man had to wear "Wally" for the rest of the night! Even seeing a million pounds (cash notes) at the millenium dome later will never surpass the look on that kid's face when we realized he'd done so much more than fart in a coach full of middle schoolers! =))

@Looper That was a whirlwind of a story :)) I have always desperately wanted to go to Ireland (and Scotland). I have Ireland on my bucket list but it probably won't happen without a miracle lol

@FallenShadows714 They are absolutely stunning! What a gorgeous pair!

As for my student loan payments, i will have to talk to my dad. He is the one who set them up so i have no idea how to even access that information. I know that i won't be accruing interest during this whole pandemic but i have no idea about anything else